M1 Finance Apps

M1. YOURS TO BUILD With our next-generation, intelligentfinancialtools, you can do exactly what you want with yourinvesting,borrowing, and spending. The cherry on top? It’s free.Join morethan 500,000 investors who’ve opened up accounts toautomate theirfinances with M1. SMART TRANSFERS Goodbye manualcalculations. Now,you can build a system of automated rules thatlets you organizeyour transactions with just a few clicks. Yourmoney will movebetween your M1 accounts automatically, so you canoptimize yourinvesting, borrowing, and spending. INVEST SMARTERYou’re in thedriver’s seat. Create your portfolio with any stockand/or ETF, forfree, and use our intelligent automation tools toinvest on aschedule, rebalance with one click, and more. BORROW FORLESSBorrow money at just 2-3.5% and use it for whatever you want:morebuying power, emergencies, large purchases, you choose. Unlockthisflexible portfolio line of credit with just $5,000 invested.SPENDAccess your money instantly and move money betweeninvestmentsseamlessly with your M1 checking account. ENJOY M1 FORFREE, ORUPGRADE TO M1 PLUS FOR MORE PERKS - 1% APY* checking(that's 33xthe national average APY for a checking account) - 1%cash back onM1 Plus Visa™ debit card purchases - 1.50% reduction onM1 Borrowbase rate** - Unlock a second daily trading window formore controlover your investments - Get access to Smart TransfersACCOUNTPROTECTION - Securities in M1 Invest accounts are insured upto$500,000 by the SIPC. ---------- - M1 Spend checking accountsmaybe insured up to $250,000 by the FDIC. ---------- - We areatechnology-first company that utilizes the latest ininformationsecurity. DISCLAIMERS **Borrow rates may vary. Borrownot availablefor retirement accounts. All investing involves risk,including therisk of losing the money you invest, and pastperformance does notguarantee future performance. Borrowing onmargin can add to theserisks, and you should learn more beforeborrowing. M1 does notprovide investment advice, and this is not anoffer or solicitationof an offer, or advice to buy or sell anysecurity, and you areencouraged to consult your personalinvestment, legal, and taxadvisors. M1 Plus is an annual membershipthat confers benefits forproducts and services offered by M1Finance LLC and M1 Spend LLC,each a separate, affiliated, andwholly-owned operating subsidiaryof M1 Holdings Inc. “M1” refers toM1 Holdings Inc., and itsaffiliates. Brokerage products andservices offered by M1 FinanceLLC, an SEC registered broker-dealerand Member FINRA / SIPC. ----*No minimum balance to open account.No minimum balance to obtainAPY (annual percentage yield). APYvalid from account opening. Feesmay reduce earnings. Rates mayvary. National average is 0.03% APY,as of April 2021. Obtained fromthe FDIC. M1 Spend is awholly-owned operating subsidiary of M1Holdings Inc. M1 Spendchecking accounts furnished by LincolnSavings Bank, Member FDIC.M1 Visa™ Debit Card is issued by LincolnSavings Bank, Member FDIC.---- © Copyright 2021 M1 Holdings Inc.All product and companynames are trademarks™ or registered®trademarks of their respectiveholders. Use of them does not implyany affiliation with orendorsement by them. App distributed by: M1Finance LLC; 200 NLaSalle St., Ste. 800; Chicago, IL 60601; UnitedStates